Chapter 9.1 Currency, Vaults, and Banking
Currency - Base Value (Tinder) and Custom Values (Local Value)
Most MMORPGs has a gold worth. In Spirit Relics there is tinder value. Tinder value can adjust based on the state of the item, for example stats boosting a base value, and rot and decay lessening it. Players can set local values at a reliquary controller which doesn't change the natural tinder value. The reliquary tag must be "local currency." However, when setting up a store and other services that require payment, players can optionally choose to allow local currency or base tinder values. If enough stores locally allow the local values to be used, it can become a legit currency in an outpost. Or stick to defaults.
Bartering Items Instead of Value
The spirit values are a guide to create base values of items, but players are free to trade and gift freely with each other if the values don't match. Players can view the spirit values of items, as well as the local value, if in an outpost that has custom values settings set. Outside of an outpost, or if the outpost has not set an item, all items will not show.
Converting Items into Tinder
At any time players can convert items into tinder. This can be used as one of the many means to resurrect one's self, if their resurrection point isn't active. It can also be used for merchant based skills. When turning an item into tinder, it is saved into the character's core, like a wallet. However, just like regular tinder in a fire, this burns away over time. Strategically, it is better to keep items as items until needed, since slowly over time, an item's history will give it more value, whereas using it as tinder, slowly burns it away. Players can also set their stores and services to accept raw tinder, instead of items.
Storing Tinder - Tinder Vaults
Players can craft furnaces that function like banks, that slowdown the rate of tinder loss. These are tinder vaults. Players can also craft one to carry. The more complex the craft, the slower the burn rate.
Linking Outposts - Share Custom Values
When linking outposts, founders and members can optionally select if they want to import other outposts custom values and also make them local values. Doing so will unlock a conversion furnace controller.
Conversion Furnace Controller
Conversion furnace will turn one local currency to another. The values used is purely based on base values, not locality. The options to turn one item into another reliquary item tagged as "currency" will extend to all linked outposts. The options are purely based on items that have the currency tag in a reliquary.
Destruction Considerations
Monsters can suck currency out of tinder vaults, since currency is a type of spirit type. Dragons are the most susceptible to spirit that denotes wealth. Monsters that suck currency out of tinder vaults creates a quest at the vault. Dragons will turn stolen tinder from vaults into amber-gold pearls, that can be returned to a player's vault. The values will decrease at the value set by the vault as normal, and are indestructible. Players with high enough proficiency can utilize the tinder, but not change ownership, thus other players can steal them freely off of a property as if it was an item in the wild, to allow retrievals of stolen tinder, as well as the potential for it to exchange criminal hands. The quest is active as long as there is tinder left.
Example of Local Currency
Smithed coins
Foraged shells
Red Granite
Bone shards
Note: Local currency values cannot be set lower than their spirit worth
Items of Importance
Important items can be set to be worth more at a reliquary as well. Such as statues of monsters or deities, or perhaps a legendary player’s relic (sword, tool, etc) to help continue to suggest a local culture in the settlement. But not setting it to a currency will ensure that players cannot create copies at a conversion furnace if you want to maintain uniqueness. Certain items will be blocked from making copies, such as relics. (Well, you could try, but it would just be the item craft, not a relic.) Lessening uniqueness of an item makes them weaker when being used for festivals.
NPC and AFK Store Settings
Players can auto allow NPC and AFK player settings to allow or disallow local currency.
Taxes Controller
Players can set up a taxes controller. Buildings linked to it will cause services to pay a tinder amount to the tax. (In public outposts, players can destroy these.) In cases where items are traded, the NPC or player that owns the building, will owe tinder on it. If tinder conversion is toggled on, taxes will be automatically removed. Taxes are always determined by base tinder value worth, not local value. Taxes are paid straight to a claimed outpost's tinder storage, or a public outpost's tinder storage, which contributes to the outpost's growth.